Wiki & Encyclopedia: Take A Loan To Cultivate Immortality, And Then Become A Demon Witch

A fifteen-year-old youth with a gaunt, sallow face and dull eyes, dressed in coarse blue hemp clothes. He is a transmigrator who values financial independence and refuses to engage in debt-based consumption. He works night shifts at a stamping workshop and surreptitiously studies at a private school during the day.

A mechanical construct made of wood with crimson glass eyes and a mechanical beak. It serves as a funeral service salesperson and debt collector for the Qingyang Palace, possessing human-like intelligence and a mocking personality.

A deceased neighbor whose son purchased an expensive coffin through a loan from the Rebirth Hall.

A young male youth forced into sex work at a brothel after failing at stock speculation. Despite his masculine identity, he is referred to by a feminine stage name and forced to cross-dress.

A wrinkled, elderly woman who runs a brothel in a white building, specializing in recruiting those who have fallen into ruin through failed stock speculation.

An elderly female cultivator and elder of a sect who committed suicide by self-destruction after losing everything in the stock market. She possessed a mechanical heart known as the Flame Pump.

A young cultivator and disciple of Duan Xuanyuan. Though seemingly distraught by his master's death, he is quick to negotiate a split of her death insurance payout with his senior.